Who rents in Lynn — and what they actually pay
49.6% of Lynn households rent rather than own. Here's what U.S. Census data says they earn, pay, and how stretched they are — alongside today's market rate.
What renters pay vs the market rate
Two honest numbers, measuring two different things:
| Measure | Amount | What it captures |
|---|---|---|
| Census median gross rent | $1,612/mo | What current Lynn renters pay — rent plus utilities, across all lease vintages, averaged over 2019–2023 ACS 5-year |
| ZORI market rate today | $2,356/mo | What a typical unit rents for on the open market right now (rent only) |
The market rate runs about $744 (46%) higher than the typical rent on the Census books. That gap is real but it is not a single clean discount: part of it is a genuine sitting-tenant effect (households on older leases pay less than today's asking rents), and part is timing — the Census figure is a 2019–2023 ACS 5-year average, so it lags the market, and it includes utilities while the market index does not. Treat it as a range, not a precise number. The honest takeaway: if you already rent in Lynn you likely pay less than a new mover would today, and renewing usually beats re-renting at market.
Income and affordability
Median household income in Lynn is $74,715. At that income, the rule-of-thumb affordable rent (30% of income) is about $1,868/month — and the typical renter household actually spends 33.9% of income on rent, over the 30% "rent-burdened" line.
By ZIP code
| ZIP | Area | Renters | Median gross rent | Median income |
|---|---|---|---|---|
| 01901 | Downtown Lynn / Central Square | 97% | $1,193 | $27,561 |
| 01902 | East Lynn / Lynn Common | 59% | $1,571 | $66,755 |
| 01905 | West Lynn | 49% | $1,749 | $84,341 |
Renter share = renter-occupied ÷ all occupied homes. ZIP figures use ZIP Code Tabulation Areas, which approximate but don't exactly match postal ZIP boundaries.
Source & caveats
Renter share, median gross rent, rent burden, and income come from the U.S. Census Bureau, American Community Survey (2019–2023 ACS 5-year) — a public dataset. "Gross rent" includes utilities; the market figures elsewhere on this site come from Zillow's ZORI and do not. ACS 5-year estimates carry margins of error we don't display here, and they describe households that already live here, not what's listed today. For the current-market picture, see the Lynn rent overview; for full sourcing, the methodology.
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